Using a business credit card for expenses

Lots of businesses choose business credit cards as a convenient way of managing expenses. But with so many cards and providers out there, working out the best credit card for business expenses isn’t easy.

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Using a business credit card for expenses

Lots of businesses choose business credit cards as a convenient way of managing expenses. But with so many cards and providers out there, working out the best credit card for business expenses isn’t easy.

Here’s everything you need to know about using a credit card for business expenses.

What kind of payments do you make?

Business credit cards can be used for a variety of different business expenses, but not necessarily all of them. For example, you can use a card to pay for train tickets or online subscription fees, but many suppliers will prefer to be paid via invoice and won’t accept card payments.

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Let us help you find the best financial product in the market. We will guide you through the whole process and make sure you get the best deal.

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What else is included?

Some card providers make it easy to add multiple cardholders and see a breakdown of spending per user. Others will also allow you to set individual spending limits, or create your own tags or categories for transactions — which can be a big help for reconciliation.

Looking for finance?

Let us help you find the best financial product in the market. We will guide you through the whole process and make sure you get the best deal.

See your Funding Options

Other things to consider

What kind of payments do you make?

Business credit cards can be used for a variety of different business expenses, but not necessarily all of them. For example, you can use a card to pay for train tickets or online subscription fees, but many suppliers will prefer to be paid via invoice and won’t accept card payments.

Looking for finance?

Let us help you find the best financial product in the market. We will guide you through the whole process and make sure you get the best deal.

See your Funding Options

What else is included?

Some card providers make it easy to add multiple cardholders and see a breakdown of spending per user. Others will also allow you to set individual spending limits, or create your own tags or categories for transactions — which can be a big help for reconciliation.

Looking for finance?

Let us help you find the best financial product in the market. We will guide you through the whole process and make sure you get the best deal.

See your Funding Options

Start with your situation

If you’re considering a business credit card for expenses, you should start by thinking about what you’re going to use the card for, what type of rewards you want, and what kind of user management you need.

You should also think about whether the card is more for managing expenses, or for managing cashflow — if you’re going to use it for borrowing rather than paying in full every month, the things you’re looking for will be a bit different, and it might be better to look for a card that offers a long interest-free period, for example.